When searching for a reliable home warranty company, Choice Home Warranty (CHW) is often a popular name. But it’s good to know about other companies in the industry as well so you can compare coverage, pricing, and customer service.
Here’s a quick guide to Choice Home Warranty and some other well-known home warranty companies:
1. Choice Home Warranty (CHW)
Overview: Established in 2008, Choice Home Warranty serves customers across most U.S. states. It offers two main plans—Basic and Total—with optional add-ons for pools, septic systems, and more.
Pros: Affordable pricing, 24/7 claims service, broad coverage.
Cons: Service fees apply, some complaints about claim denials.
Ideal for: Homeowners looking for straightforward plans with reliable coverage on common home systems and appliances.
2. American Home Shield (AHS)
Overview: One of the oldest and largest home warranty companies, with over 45 years of experience.
Pros: Extensive coverage options, customizable plans, strong contractor network.
Cons: Higher prices compared to some competitors, service fees can be on the higher side.
Ideal for: Homeowners who want flexible plans and nationwide service.
3. Select Home Warranty
Overview: Offers affordable plans focusing on essential systems and appliances.
Pros: Competitive pricing, simple plans, optional add-ons.
Cons: Limited coverage options compared to bigger companies.
Ideal for: Budget-conscious homeowners with newer homes.
4. First American Home Warranty
Overview: Focuses on quality customer service and quick claim turnaround.
Pros: Low service fees, straightforward plans, good customer satisfaction.
Cons: Limited availability in some states.
Ideal for: Homeowners seeking affordable service fees and basic coverage.
5. TotalProtect Home Warranty
Overview: Offers multiple plan tiers and flexible coverage.
Pros: Good coverage for systems and appliances, customizable add-ons.
Cons: Mixed customer reviews regarding claim handling.
Ideal for: Those wanting customizable plans with broad coverage.
6. Cinch Home Services
Overview: A newer but fast-growing company with comprehensive plans.
Pros: Broad coverage, transparent pricing, 24/7 claims support.
Cons: Some reports of delays in repairs.
Ideal for: Homeowners wanting solid coverage with modern customer service options.
How to Choose the Right Home Warranty Company
When deciding between Choice Home Warranty and others, consider these factors:
Coverage: What items are included? Can you add coverage for pools, septic systems, or electronics?
Pricing: Annual premiums and service fees per claim.
Reputation: Check BBB ratings and customer reviews.
Claims process: Ease of filing claims and average repair times.
Availability: Confirm the company services your state and area.
Final Thoughts
Choice Home Warranty is a solid choice for many homeowners looking for basic to comprehensive home warranty coverage at reasonable prices. However, comparing multiple companies based on your home’s unique needs can ensure you get the best value and peace of mind.